India's best platform for Loans, Cards & Investments
Personal Loans
Starting @ 9.98% p.a.
Get instant approval with minimal documentation
Loans and Cards
Investment & Insurance Products
Home Loan
Best Rate 7.10%Make your dream home a reality with India's lowest home loan rates
Dream Home Awaits
Get home loans starting at just 7.10% p.a.
Quick Approval
Loan approval in 48 hours with minimal docs
High Loan Amount
Get up to ₹5 Crore home loan easily
Compare, Choose and Apply for personal credit products on KARFIN
Read More →Wide Choice
We have partnerships with leading banks, NBFCs and fintech lenders who offer a wide choice of financial products on our platform.
Easy Access to Credit
Our algorithm-based technology provides access to multiple credit offers, ease of comparison and unbiased financial advice.
Safe & Secure
Your data is completely safe with us. We are ISO/IEC 27001:2022 certified and have built industry-best controls to keep your information secure.
Customer First
We have a dedicated and highly trained team of experts who work hard every day to help you take the best financial decisions.
Video Testimonials
Why Customers Choose Us
- 🏦Hand picked offers from 50+ lenders
- ⚡Money in Mins via Pre-Approved Loans
- ✅Instant Sanction & Disbursal
KARFIN supported me financially when I needed it the most.
Rahul Mehta
Mumbai
KARFIN showed how a little financial support at the right time can make all the difference.
Anita Sharma
Delhi
Some dreams are special long before they are realized. KARFIN helped me achieve mine.
Dr. Suresh Gupta
Gurgaon
Turning a Dream into Growth — that's what KARFIN did for my business.
Kavita Reddy
Hyderabad
What our customers say
Got Hassle-free Personal Loan
I had an excellent experience with KARFIN while applying for a personal loan. The team guided me through every step clearly, helped me understand the details, and ensured the process went smoothly. Their assistance made my loan journey completely hassle-free.
Rajesh Kumar
Mumbai • 10th Jan 2026
Best Support for Home Loan Approval
After facing multiple rejections from banks, KARFIN went above and beyond to guide me through the process, understand my situation, and ensure my home loan application was successfully approved. Their professionalism and dedication truly made the difference.
Priya Sharma
Delhi • 12th Jan 2026
Stress-free Business Loan Process
There was a complication with my KYC verification. KARFIN handled it swiftly and professionally. They ensured regular updates, explained resolution steps clearly, and resolved the issue quickly. The loan process was completed without further delays.
Amit Patel
Ahmedabad • 15th Jan 2026
EMI Calculator
Calculate your monthly EMI for any loan type. Adjust the loan amount, interest rate, and tenure to find the best plan for you.
Home Loan EMI Calculator
Your EMI Breakdown
Note: This is an indicative EMI. Actual EMI may vary based on lender's terms. Home Loan rates start from 7.1% p.a.
Plan Smart with Calculators
Explore our easy-to-use Loan Eligibility, EMI and Investment Calculators. Easily check eligibility, calculate EMIs & returns for planning and making smarter financial decisions. Choose a calculator to get started:
Loan EMI Calculators
Loan Eligibility Calculators
Investment Calculators
Work with KARFIN
Want to Join Team KARFIN? Build your career in India's fastest growing fintech
Join Us →Meet Our Founder
Sabasis Nayak
Founder & CEO, KARFIN
With over 15 years of banking expertise, Sabasis Nayak brings deep domain knowledge in financial services, credit, and lending to KARFIN. His vision is to democratise access to financial products for every Indian.
View LinkedIn ProfileOur partners from across the industry
HDFC Bank
ICICI Bank
SBI
Axis Bank
Kotak Bank
Bajaj Finance
LIC Housing
Tata Capital
IDFC First
Yes Bank
LICHDFC Life
PNB Housing